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Buildings are quite expensive and not everybody is able to buy it. However, mortgage loans was invented to support people in such cases.
When you are in the corner and have got no cash to get out from that, you will have to receive the mortgage loans. Just because it should help you for sure. I get sba loan every year and feel myself OK just because of this.
I propose not to wait until you earn enough money to buy goods! You can just take the home loans or financial loan and feel yourself free